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United Local Credit Union. Built By Hard-Working People

United Loyalty Rewards

Coming Monday November 3, 2025

 

Earn great rewards with your United Local Visa Credit Card! 

 
  • 1 point for every dollar you spend!
  • Earn everywhere you use your card!
    • Shopping
    • Restaurants
    • Gas
    • Paying bills
  • Redeem Points for great rewards!
    • Cash back statement credit
    • Cash directly to your ULCU Savings or Checking Account
    • Gift Cards to your favorite stores & restaurants
    • Travel  - Flights - Hotels - Card Rental - Cruises
    • Shop thousands of items in our online rewards store
  • Access directly from your Online or Mobile Banking
  • Households earn together! 
    • Points are combined for joint card holders to earn bigger rewards! 
 
Don't have a United Local Visa Credit Card?   APPLY NOW! 
 
  • Rates as low at 10.99%
  • No annual fees
  • 24/7 fraud monitoring
 
 
 
 
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Apply for Membership, Auto Loans, Personal Loans, Lines of Credit & VISA Credit Cards!





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Banking on the Go!

Anytime, Anywhere
 
Download Our Mobile App Today!