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United Local Credit Union. Built By Hard-Working People

Deposit Rates

Now, your deposit rate will be "blended" from the first tier through the top tier.


Money Market Accounts
 
Minimum Balance
     for Dividends
   Interest Rate
$2,500 - $9,999 0.10%  
$10,000 - $24,999 0.15%  
$25,000 - $49,999 0.15%  
$50,000 - $99,999 0.15%  
$100,000 & UP 0.15%  

Balances below $2,500 will not earn a dividend.

 
Regular Savings Accounts
Minimum Balance 
for Dividends
Interest Rate
$1 - $49
0.00%
$50 - $1,999 0.05%
$2000 - $4,999 0.05%
$5000 - $9,999 0.10%
$10,000 & UP 0.10%

*Dividend Rates and Yields apply to each plateau and are calculated monthly on the average daily balance and posted to all applicable accounts remaining open at the end of each calendar quarter.


Certificate of Deposit Accounts - CDs
Term Minimum Balance
for Dividends
Interest Rate APY*
6 Month $ 2,000 - $ 9,999 0.10% 0.10%

$ 10,000 - $ 49,999 0.15% 0.15%

$ 50,000 - $ 99,999 0.15% 0.15%

$100,000 & UP 0.20% 0.20%
12 Month $ 2,000 - $ 9,999 0.20% 0.20%

$ 10,000 - $ 49,999 0.25% 0.25%

$ 50,000 - $ 99,999 0.25% 0.25%

$100,000 & UP 0.30% 0.30%
18 Month $ 2,000 - $ 9,999 0.30% 0.30%

$ 10,000 - $ 49,999 0.45% 0.45%

$ 50,000 - $ 99,999 0.45% 0.45%

$100,000 & UP 0.50% 0.50%
24 Month $ 2,000 - $ 9,999 0.40% 0.40%

$ 10,000 - $ 49,999 0.55% 0.55%

$ 50,000 - $ 99,999 0.55% 0.55%

$100,000 & UP 0.60% 0.60%

*APY = Annual Percentage Yield
Dividends are compounded daily and paid monthly.
Substantial penalty for early withdrawal.


Rates Current as of 11/07/2018, Rates Subject to Change. Please Contact the Credit Union at 559-227-8329 for Additional Information