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United Local Credit Union. Built By Hard-Working People

Deposit Rates

Now, your deposit rate will be "blended" from the first tier through the top tier.

Rates Current as of 04/01/2018 *Rates subject to change
Money Market Accounts



$2,500 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.15% 0.15%
$100,000 & UP 0.15% 0.15%

Balances below $2,500 will not earn a dividend.


Regular Savings Accounts
Minimum Plateau
for Dividends
* APY=Annual Percentage Yield
$1 - $49 0.00%
$50 - $1,999 0.05%
$2000 - $4,999 0.05%
$5000 - $9,999 0.10%
$10,000 & UP 0.10%

*Dividend Rates and Yields apply to each plateau and are calculated monthly on the average daily balance and posted to all applicable accounts remaining open at the end of each calendar quarter.


Certificate of Deposit Accounts - CDs
Term Minimum Balance
for Dividends
Rates A.P.Y.*
6 Month $ 2,000 - $ 9,999 0.10% 0.10%

$ 10,000 - $ 49,999 0.15% 0.15%

$ 50,000 - $ 99,999 0.15% 0.15%

$100,000 & UP 0.20% 0.20%
12 Month $ 2,000 - $ 9,999 0.20% 0.20%

$ 10,000 - $ 49,999 0.25% 0.25%

$ 50,000 - $ 99,999 0.25% 0.25%

$100,000 & UP 0.30% 0.30%
18 Month $ 2,000 - $ 9,999 0.30% 0.30%

$ 10,000 - $ 49,999 0.45% 0.45%

$ 50,000 - $ 99,999 0.45% 0.45%

$100,000 & UP 0.50% 0.50%
24 Month $ 2,000 - $ 9,999 0.40% 0.40%

$ 10,000 - $ 49,999 0.55% 0.55%

$ 50,000 - $ 99,999 0.55% 0.55%

$100,000 & UP 0.60% 0.60%

*A.P.Y = Annual Percentage Yield
Dividends are compounded daily and paid monthly.
Substantial penalty for early withdrawal.