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United Local Credit Union. Built By Hard-Working People

Share Insurance


Credit Unions encourage their members to save regularly to build economic security

for themselves and their families.

Federally insured credit unions offer a safe place for you to save your money, with deposits insured

up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is

the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF).

Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the

full faith and credit of the United States government.

The NCUSIF insures member savings in federally insured credit unions, which account for about 98 percent

of all credit unions in the United States. Deposits at all federal credit unions and the vast majority of

state-chartered credit unions are covered by NCUSIF protection, and not one penny of insured savings

has ever been lost by a member of a federally insured credit union.

For additional information and resources regarding share insurance and coverage, please visit: