Personal Checking Accounts
With United Local Credit Union there are no monthly service charges and no minimum balance requirements, except to earn a dividend. If you maintain a balance of $500.00 or more during the month, your account will receive a dividend credit on the last day of that month (see rate sheet for current rates).
Money Market Accounts
These accounts have the advantage of liquidity, along with above average interest rates (see rate sheet for current rates). There are no monthly service charges for Mony Market Accounts, however, there is a minimum balance of $2,500.00 to maintain the account and earn a dividend.
*Per Reg D, Money Market Accounts are limited to 6 withdrawals or transfers per month
*Money Market Accounts are NOT insured by the NCUA