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United Local Credit Union. Built By Hard-Working People

Become a Member

To become a member of United Local Credit Union all you need to do is open a Savings Account with a $5.00 deposit and pay a one-time $25.00 Membership Fee. This makes you eligible for the many other benefits and services provided by United Local Credit Union.

Such As...


  • Free Checking
  • Visa Debit Card
  • Online Banking
  • Mobile Banking
  • Money Market Account
  • Christmas Club Account
  • Certificate of Deposits (CD's)
  • Individual Retirement Accounts (IRA's)
  • Competitive Rate New and Used Auto Loans
  • Competitive Rate Motorcycle Loans
  • Visa Credit Cards
  • Home Equity Loans and HELOC's 
You can open an account at either one of our local Fresno Branches. Make the process even simpler by pre-filling your application and brining it with you!


Online Account Opening Coming Soon!!! 



Your Account is Federally Insured

Formed in 1953, United Local Credit Union is federally insured by the National Credit Union Administration Share Insurance fund (NCUSIF). We are a state chartered credit union, regulated under the State of California department of Business Oversight.


Who is eligible for Membership?

We are open to anyone who lives, works, or worships in Fresno or Merced Counties. Also, members of any local union affiliated with the Central Labor Council and Retail Clerks from the counties of Fresno, Madera, Tulare, Kings, Merced and Mariposa are eligible for membership.