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United Local Credit Union. Built By Hard-Working People

Personal Loans

Signature Loans

Want to take that dream vacation or consolidate some bills?  At United Local you can borrow on your signature and good credit. Depending on the amount, you may take up to 60 months to repay.

Signature Line of Credit

Need quick cash for all the unsuspecting things in life throws at you? You can get approved for a personal line of credit with United Local and use the money as you need it.

Overdraft Check Protect

Have peace of mind that your checking account is protected with United Local's low rate check protect line of credit.

Personal Loans

 Personal Loans*
Signature - Fixed Interest Rate
9.99% APR **
Signature - Revolving
14.00% APR **
Check Protection - Revolving
14.00% APR **
Saving Secured
4.00% APR ***
Special Shared Secured
4.00% APR
* Qualifying conditions apply to all loans; rates subject to change.
** Rate depends upon FICO credit score; maximum rate is 19% APR.
*** 2% above the rate the savings account is earning on the date of the loan, rounded up to the next .25%, or 4% APR, whichever is greater.
Rates effective as of 04/27/223