United Local Credit Union Call Us | Find Us | Use ATMs | Order Checks | Read About Us | Open an Account | Login to Online Banking

Membership | Accounts | Loans | Home Loans
Safe and Sound
 
UNITED LOCAL CREDIT UNION IS
SAFE AND SOUND

With the passage of HR1434 - Emergency Economic Stabilization Act 2008, your deposits are now safer.

  • The Strength of our credit union is measured by "Capital" or the amount that is "set aside" in reserve to protect the credit union. Currently, United Local Credit Unin, a $110 million credit union, has in excess of 14% Capital...well above the 7% required by our regulators!
  • Each account at United Local Credit Union is now insured up to $250,000 by the National Credit Union Administration (NCUA) one of the strongest deposit funds in the nation
  • Currently loan delinquency is very low at less than a 1/2% of portfolio. We are making safe, sustained consumer and mortgatge loans to our long-standing Members from among hard-working folks in the Fresno area.
  • United Local Credit Union posted a strong earnings year with Return On Assets currently over .80% prior to stabilization payment to NCUA.

MEMBERS can help...keep your account in good standing, use direct deposit, and maintain your moral obligation to your loan!

 

Equal Housing LenderNCUA