|
1. ACH |
| Debits reversed/returned due to NSF funds |
$15.00 each |
| Transactions causing negative balances |
$15.00 each |
|
2. ATM (automatic teller machine) |
| Lost card |
$10.00 each |
| Re-issue PIN |
$3.00 each |
| Transaction charge (4 free per month, thereafter) |
$1.00 each |
| Transaction charges POS (6 free per month) |
$0.50 each |
| Deposit adjustment (keyed wrong amount) |
$2.00 each |
| Balance inquire charges (4 free per month) |
$1.00 each |
|
3. Audio Response (Touch-Tone Teller / PC Access) |
| Per Phone call (5 free per month, thereafter) |
$0.50 each |
| Re-issue PIN |
$3.00 each |
| 4. Cashier Checks |
$3.00 each |
|
5. Checks (other than CU) |
|
Cashing when share balance is less than $500.00 and has no other services with credit union. |
$10.00 each |
| Cashed, deposited or payment returned as NSF |
$20.00 each |
| Request for photo copy |
$ 3.00 each |
| 6. Coin Handing |
5% of amount |
|
7. Copies (Micro Fiche Statements) |
| Per monthly statement |
$2.00 each |
| 8. Debit Card |
| Lost card |
$10.00 each |
| Re-Issue PIN |
$3.00 each |
|
9. Dormant Accounts |
| No current address (3 month or more) |
$3.00 per month |
|
10. FAX Machine |
| Local calls (3 minute intervals) |
$2.00 |
| Out of Town |
$4.00 |
| Out of State |
$5.00 |
|
11. Filing fees |
| Motor vehicles |
actual costs |
| Financing statements |
actual costs |
| 12. Financial Counseling |
no charge |
| 13. Levy |
| Government Agencies (IRS, Franchise Tax, etc.) |
$3.00 |
| 14. Money Orders |
| Up to $500.00 |
$1.00 |
| Over $500.00 |
$1.00 |
| 15. Money Market Share Draft account |
| Share draft printing |
actual cost |
| Share draft stop payment order |
$7.00 |
| Share draft rejects (NSF) |
$15.00 each |
| Share draft inquiry |
$2.00 each |
| Share draft retrieval |
$3.00 each |
| Temporary checks |
$0.20 each |
|
16. Money Market Savings Account |
| Transfers to other CU accounts |
$3.00 |
| Withdrawals (cash) |
N/C |
|
17. Notary Public |
| Per item (non-member) |
$10.00 |
|
18. Safe Deposit Box Annual fee |
| 3" X 5" |
$15.00 |
| 3" X 10" |
$20.00 |
| 5" X 5" |
$17.00 |
| 5" X 10" |
$30.00 |
| Lost key charge |
$5.00 |
| Forced Entry |
actual costs |
|
19. Share Accounts (regular) |
| Membership fee (per new member) |
$5.00 |
| Share account inquires (by phone) |
$2.00 |
| 20. Share Account (Certificates) |
| Early withdrawal penalty |
up to 120 days |
|
21. Share Draft Account (Personal) |
| Monthly fee (retirees / or age 62 and over) |
N/C |
| Share draft retrieval (per copy) |
$3.00 each |
| Share draft statement copies (per month) |
$2.00 each |
| Share draft stop payment order |
$7.00 each |
| Share draft rejects (NSF) |
$15.00 each |
| Share draft cleared (NSF) Courtesy Pay |
$15.00 each |
| Share draft inquiry |
$2.00 each |
| Share draft auto clearing from savings (overdraft transfers) |
$3.00 each |
| Share draft printing (except retirees IF over 62) |
actual cost |
| Share draft (manual clearing) |
$5.00 each |
| Share draft (reconciliation) |
$10.00 per hour |
| Temporary Checks |
$0.20 each |
|
22. Share Draft Account (Business) |
| Share draft printing |
actual cost |
| Share draft rejects (NSF) |
$15.00 each |
| Share draft cleared (NSF) Courtesy Pay |
$15.00 each |
| Share draft inquiry |
$2.00 each |
| Share draft auto clearing from savings (overdraft transfers) |
$3.00 each |
| Share draft retrieval (per copy) |
$3.00 each |
| Share draft statement copies |
$2.00 each |
| Share draft stop payment |
$7.00 each |
| Share draft (manual clearing) |
$5.00 each |
| Share draft (reconciliation) |
$10.00 per hour |
| Temporary Checks |
$0.20 each |
|
23. Travelers Checks |
| Checks for two (2) |
$0.50 per $100 |
| Gift Checks |
$2.50 per check |
| 24. Verification of Balance Letters |
$3.00 each |
|
25. Visa Credit Card |
| Lost card replacement |
$10.00 each |
| PIN replacement |
$3.00 each |
| Over limit charge (per $100 or partial $100) |
$2.00 |
| Cash Advance (per $100 or partial $100)(min. $2.00) |
$1.00 |
| Photo copy of visa charge |
$4.00 each |
| 26. Wire Transfers |
$20.00 |
| International Wire Transfers |
$40.00 |
|
27. Withdrawals by Credit Union Check |
| Single check (payable to other then members name) |
$2.00 each |
| Stop Payment (Credit Union Check) |
$10.00 each |