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Fee Schedule
 

 

Service Charges

Effective January 11, 2005

1.   ACH

Debits reversed/returned due to NSF funds $15.00 each
Transactions causing negative balances $15.00 each

2.   ATM (automatic teller machine)

Lost card $10.00 each
Re-issue PIN $3.00 each
Transaction charge (4 free per month, thereafter) $1.00 each
Transaction charges POS (6 free per month) $0.50 each
Deposit adjustment (keyed wrong amount) $2.00 each
Balance inquire charges (4 free per month) $1.00 each

3.   Audio Response (Touch-Tone Teller / PC Access)

Per Phone call (5 free per month, thereafter) $0.50 each
Re-issue PIN $3.00 each
   4.   Cashier Checks $3.00 each

5.   Checks (other than CU)

Cashing when share balance is less than $500.00 and has no other services with credit union.

$10.00 each
Cashed, deposited or payment returned as NSF $20.00 each
Request for photo copy $ 3.00 each
   6.   Coin Handing 5% of amount

7.   Copies (Micro Fiche Statements)

Per monthly statement $2.00 each
   8.   Debit Card
Lost card $10.00 each
Re-Issue PIN $3.00 each

9.   Dormant Accounts

No current address (3 month or more) $3.00 per month

10.  FAX Machine

Local calls (3 minute intervals) $2.00
Out of Town $4.00
Out of State $5.00

11.  Filing fees

Motor vehicles actual costs
Financing statements actual costs
   12.  Financial Counseling no charge
   13.  Levy
Government Agencies (IRS, Franchise Tax, etc.) $3.00
   14.  Money Orders
Up to $500.00 $1.00
Over $500.00 $1.00
   15.  Money Market Share Draft account
Share draft printing actual cost
Share draft stop payment order $7.00
Share draft rejects (NSF) $15.00 each
Share draft inquiry $2.00 each
Share draft retrieval $3.00 each
Temporary checks $0.20 each

16.  Money Market Savings Account

Transfers to other CU accounts $3.00
Withdrawals (cash) N/C

17.  Notary Public

Per item (non-member) $10.00 

18.  Safe Deposit Box Annual fee

3" X 5" $15.00
3" X 10" $20.00
5" X 5" $17.00
5" X 10" $30.00
Lost key charge $5.00
Forced Entry actual costs

19.  Share Accounts (regular)

Membership fee (per new member) $5.00
Share account inquires (by phone) $2.00
   20.  Share Account (Certificates)
Early withdrawal penalty up to 120 days

21.  Share Draft Account (Personal)

Monthly fee (retirees / or age 62 and over) N/C
Share draft retrieval (per copy) $3.00 each
Share draft statement copies (per month) $2.00 each
Share draft stop payment order $7.00 each
Share draft rejects (NSF) $15.00 each
Share draft cleared (NSF) Courtesy Pay $15.00 each
Share draft inquiry $2.00 each
Share draft auto clearing from savings (overdraft transfers) $3.00 each
Share draft printing (except retirees IF over 62) actual cost
Share draft (manual clearing) $5.00 each
Share draft (reconciliation) $10.00 per hour
Temporary Checks $0.20 each

22.  Share Draft Account (Business)

Share draft printing actual cost
Share draft rejects (NSF) $15.00 each
Share draft cleared (NSF) Courtesy Pay $15.00 each
Share draft inquiry $2.00 each
Share draft auto clearing from savings (overdraft transfers) $3.00 each
Share draft retrieval (per copy) $3.00 each
Share draft statement copies $2.00 each
Share draft stop payment $7.00 each
Share draft (manual clearing) $5.00 each
Share draft (reconciliation) $10.00 per hour
Temporary Checks $0.20 each

23.  Travelers Checks

Checks for  two (2) $0.50 per $100
Gift Checks $2.50 per check
   24.  Verification of Balance Letters $3.00 each

25.  Visa Credit Card

Lost card replacement $10.00 each
PIN replacement $3.00 each
Over limit charge (per $100 or partial $100) $2.00
Cash Advance (per $100 or partial $100)(min. $2.00) $1.00
Photo copy of visa charge $4.00 each
   26.  Wire Transfers $20.00
International Wire Transfers $40.00

27.  Withdrawals by Credit Union Check

Single check  (payable to other then members name) $2.00 each
Stop Payment (Credit Union Check) $10.00 each
 







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