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Fee Schedule
 
Service Charges

Effective January 01, 2014

1.   ACH

Debits reversed/returned due to NSF funds $25.00 each
Transactions causing negative balances $25.00 each

2.   ATM (automatic teller machine)

Transaction Charge (4 free per month) $1.00 each
Transaction Charge POS (6 free per month) $0.50 each
Deposit adjustment (keyed wrong amount) $2.00 each
Balance inquire charges (4 free per month) $1.00 each

3.   Audio Response (Touch-Tone Teller)

Per Phone call (5 free per month, thereafter) $0.50 each
Re-issue PIN $3.00 each

4.   Business Accounts

Monthly Fee No charge
Check Copies $3.00 each
Statement Copies $5.00 each
Stop Payments $20.00 each
NSF Check Returns $25.00 each
Checks paid against negative funds $25.00 each
Account Inquiry $2.00 each
Savings Overdraft Transfers $3.00 each
Check Printing Actual Cost
Manual Check Clearing $5.00 each
Check Reconciliation $10.00 per hour
Temporary Checks $0.20 each
Early Closure > 90 days $10.00
Re-Open Checking $10.00
Re-Establish Account > 90 days $10.00
Incoming Collectio $10.00
Service Relationship w/ Identity Protection $2.00

5.   Certificates

Early Withdrawl Penalty up to 120 days

6.   Check Cashing

Account balance less than $500.00 & no other services with Credit Union $10.00 each
Non-Member $10.00 each

7.   Credit Union Checks

Payable to account holder No Charge
Payable to third party $3.00 each
Check by Phone $5.00 each
Stop Payment $25.00 each
   8.  Coin Handling (rolled only) 5% of Amount
   9.   Debit Card
Replacement Card
$10.00 each
Re-Issue PIN $3.00 each

10.   Dormant Accounts

No current address (12 month or more) $5.00 per month

11.  FAX Services

Local $2.00
Out of Town $4.00
Out of State $5.00

12.  Filing fees

Motor vehicles actual costs
Financing statements actual costs
   13.  Financial Counseling no charge
   14.  Levy
Government Agencies (IRS, Franchise Tax, etc.) $40.00
   15.  Money Orders
Up to $1,000.00 $2.00
   16.  Money Market Account
Check Printing actual cost
Stop Payment $20.00
NSF Check Returns $25.00 each
Check Inquiry $2.00 each
Check Copies $3.00 each
Temporary checks $0.20 each
Transfer to other CU accounts $3.00 each

17.  New Accounts

Fee to Open $10.00
Minimum Deposit $5.00

18.  Notary Public

Per item (non-member) $10.00 

19.  Personal Accounts

Monthly Fee No Charge
Check Copies $3.00
Statement Copies $5.00
Stop Payment $20.00
NSF Check Returns $25.00
Check paid against negative funds $25.00
Account Inquiry $2.00
Savings Overdraft Transfer $3.00
Check Printing (except retirees IF over 62) Actual Cost
Manual Checking Clearing $5.00
Checking Reconciliation $10.00 per hour
Temporary Checks $0.20
Early Closure > 90 Days $10.00
Re-Open Checking $10.00
Re-Establishing Account > 90 days $10.00
Incoming Collection $10.00
Service Relationship w/ Identity Protection $2.00

20.  Returned Items

Deposit Items and Payments $25.00 each

21.  Safe Deposit Box Annual fee

3" X 5" $20.00
3" X 10" $25.00
5" X 5" $30.00
5" X 10" $50.00
Lost key charge
Late Fee
$30.00
$10.00
Forced Entry (both keys lost or foreclosure) actual costs plus $20.00
  22.  VISA Travel Cards
$5.00 per card
Gift Cards $5.00 per card
   23.  Verification Letters $3.00 each

24.  Virtual Branch

Monthly Account Access No Charge
Bill Payer $5.00 per month

25.  Visa Credit Card

Replacement Card $10.00 each
PIN Re-Issue $3.00 each
Cash Advance 2% of amount ($3.00 min)
Copy of Charge $4.00 each
Statement Copy $5.00 each

26.  Wire Transfers

Outgoing Domestic (within U.S.) $25.00 each
Outgoing International $45.00 each
Incoming $10.00 each
 







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