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Personal Loans


Want to take that dream vacation or consolidate some bills?  At United Local you can borrow on your signature and good credit. Depending on the amount, you may take up to 60 months to repay.


If you need some cash to do some landscaping, but don't need it all at once, you can get approved for a personal line of credit with United Local and use the money as you need it.


Have peace of mind that your checking account is protected with United Local's low rate check protect line of credit.


United Local also offers the convenience of Visa Credit Cards. We have four to offer;

  • STARTER Visa...
    for those just starting to build their credit
  • BUILDER Visa...
    established but need the convenience that Visa offers
  • CLASSIC Visa...
    well established and want to take advantage of the benefit of having maintained your good credit history
  • UNITED Visa...
    Well established good credit and want to do a balance transfer of $5,000 or more

Apply online using our Easy Application

Personal Loans* APR
Signature - Fixed Interest Rate 9.90% APR **
Signature - Revolving 14.00% APR **
Check Protection - Revolving 14.00% APR **
Saving Secured 4.00% APR ***
Special Shared Secured 4.00% APR
UNITED Visa 9.99% APR
CLASSSIC Visa 10.90% APR
BUILDERS Visa 12.90% APR
STARTER Visa 15.25% APR
* Qualifying conditions apply to all loans; rates subject to change.
** Rate depends upon FICO credit score; maximum rate is 18% APR.
*** 2% above the rate the savings account is earning on the date of the loan, rounded up to the next .25%, or 4% APR, whichever is greater.


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