United Local Credit Union Call Us | Find Us | Use ATMs | Order Checks | Read About Us | Open an Account | Login to Online Banking

Membership | Accounts | Loans | Home Loans
Deposit Rates
 

Share Certificates - CDs
Term Minimum Balance
for Dividends
Rates A.P.Y.*
6 Month $ 2,000 - $ 9,999 0.29% 0.29%
$ 10,000 - $ 49,999 0.39% 0.39%
$ 50,000 - $ 99,999 0.39% 0.39%
$100,000 & UP 0.49% 0.49%
12 Month $ 2,000 - $ 9,999 0.39% 0.39%
$ 10,000 - $ 49,999 0.49% 0.49%
$ 50,000 - $ 99,999 0.49% 0.49%
$100,000 & UP 0.49% 0.49%
18 Month $ 2,000 - $ 9,999 0.49% 0.49%
$ 10,000 - $ 49,999 0.69% 0.69%
$ 50,000 - $ 99,999 0.69% 0.69%
$100,000 & UP 0.69% 0.69%
24 Month $ 2,000 - $ 9,999 0.59% 0.59%
$ 10,000 - $ 49,999 0.79% 0.79%
$ 50,000 - $ 99,999 0.79% 0.79%
$100,000 & UP 0.79% 0.79%
*A.P.Y = Annual Percentage Yield
Dividends are compounded daily and paid monthly.
Substantial penalty for early withdrawal.

Regular Shares
Minimum Plateau
for Dividends
* APY=Annual Percentage Yield
$1 - $49 0.00%
$50 - $1,999 0.10%
$2000 - $4,999 0.10%
$5000 - $9,999 0.20%
$10,000 & UP 0.20%
Dividend Rates and Yields apply to each plateau and are calculated monthly on the average daily balance and posted to all applicable accounts remaining open at the end of each calendar quarter.

Money Market Shares
Minimum balance required APR APY
$0 to $2,500 No Dividend No Fee
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.30% 0.30%
$25,000 - $49,999 0.30% 0.30%
$50,000 - $99,999 0.30% 0.30%
$100,000 & UP 0.30% 0.30%
Balances below $2,500 will not earn a dividend.

Share Draft (Checking)
Minimum Balance
for Dividends
Dividend Rate APY
$500 - $4,999 0.10% 0.10%
$5,000 & UP 0.10% 0.10%
Dividend rates apply to each plateau and are calculated monthly on the average daily balance.
Balances below the $500 minimum required balance will not earn a dividend.
Dividends earned are paid monthly. Business Checking Accounts, Type '24', do not earn dividends.

Christmas / Club Accounts
minimum balance
for dividends
dividend rates APY
$5.00 0.49% 0.49%

 

 







Equal Housing LenderNCUA